 Student Hotline. We
have created a Student Hotline, in which
students who are stumped can ask for help.
Students simply explain their dilemma and
submit an online request for help. We will
do our best to respond promptly. We will
not, of course, help with Homework Problems
or actual test questions (because instructors
want to grade the student, not us).
 Optional Approaches
for TVM. We
created brand new timevalueofmoney chapters.
Two standalone chapters use compound interest
formulas (Chapters 10 and 11), and
three use financial calculators (Chapters
12, 13, and 17). We even solve TVM problems
using Excel, in Appendix E. This innovative
approach allows instructors to use their
method(s) of choice; many instructors have
indicated they will use more than one method. Note: You may notice that we are not using compound interest tables. We realize that most texts rely on compound interest tables for TVM topics, but because tables are not used in the real world (for good reason), we have decided we don't want to continue the tradition of teaching students something they will not use in real life.
 Online PreQuiz. We
provide a free online PreQuiz to measure
student’s knowledge at the start
of the course.
 Online AutoGraded
Homework. We
offer homework assignments in two formats:
(1) online, autograded format, and (2)
a printed homework booklet.
 Activities. Each chapter includes three kinds of activities. (1) THINK activities are designed to provoke thought and to help see the big picture; (2) EXPLORE activities allow students to use the internet and spreadsheet programs to increase real world awareness and skills; (3) APPLY activities provide the opportunity to apply concepts in the real world and meet businesspeople who use the concepts each day in their work.
 Chapter Opener.
Each chapter starts with an illustration
(with the same fun little guy  see sample chapter) and a paragraph or
two that shows the big picture. This combination is designed to alleviate
math anxiety and get students going in the right direction.
 Learning
Objectives. Learning
objectives are shown on the first page of each chapter and are referenced
throughout the chapter.
 Photos.
Each chapter has reallife photos to reinforce concepts and to heighten students
interest.
 Business
Articles and Ads.
The text includes lots of real articles and ads that make the subject more
relevant.
 HowTo
Boxes. These
include easytofollow steps or guidelines.
 Examples.
Each chapter contains lots of numbered examples, with stepbystep solutions
that match the howto boxes.
 Tip
Boxes. These provide shortcuts, memory aids, mistakes to avoid,
and realworld suggestions. Students love the Tip Boxes.
 Word Problem
Guide. Some students
don’t know where to start when confronted
with a word problem. So, for many of the
word problems in the early chapters,
a blueprint aid is used like a map—to
get from Point A (the question) to Point B
(the answer).
 UTryIt
Exercises. Each chapter
is divided into units. Each unit covers a key concept or small group of concepts.
Units end with a few problems for students to try on their own; these provide
immediate feedback on whether the stuff in that unit has sunk in. Answers
are shown; stepbystep solutions are given in Appendix A.
 Chapter in
a Nutshell. This is
a short reference guide that summarizes the Chapter. Each learning objective
is shown, together with examples.
 Chapter
Review Problems. Review
problems at the end of each chapter provide
a chance to apply the principles of the
chapter. The problems are separated by unit,
so if you skip a certain unit you don't
have to figure out which problems to
have students skip. Each set of Chapter
Review Problems ends with a set of Challenge
Problems. Answers to all problems are
in Appendix B; stepbystep solutions
are on our website (free of charge).
 Practice
Test. Each chapter includes
a practice test, giving students the
chance to take a test before the real
one in class. Answers are in Appendix
B; stepbystep solutions are on our
Web site (free of charge).
 Fun Corner.
This appears at the start of each chapter
and has tidbits of fun, related stuff. It
is designed to help make business math more
fun.
 Web. Our
website contains stepbystep solutions to
Chapter Review Problems and Practice Tests,
Assessment Tools (PreQuiz, Student Tutorial,
and Homework Assignments), an online calculator, calculator videos,
and other material useful for the course.
